Let’s be real for a second: beach days are fun until you realize you have zero clue what to throw over your swimsuit.

You don’t want to look like a sack of potatoes, but you also don’t want to overthink it.

That’s where beach cover up styles save the day. I’ve spent countless summers hunting for pieces that look chic, feel breezy, and actually make me want to stay in them past sunset.

Trust me, these 25 ideas will make you rethink everything you thought you knew about beach style.

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1. Classic Kaftan

Nothing screams effortless beach vibes like a flowy kaftan. It’s like wearing a cloud but somehow still stylish.
Why it works:

• Breathable and airy for hot days
• Covers just enough without being suffocating
• Pairs well with sandals or slides

I personally have a teal kaftan I refuse to part with. It doubles as a nap-friendly beach blanket when needed.

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2. Crochet Cover-Ups

Crochet is where function meets flair. See-through patterns give you the perfect amount of peek-a-boo.
Pro tip: wear it over a contrasting swimsuit for a pop of color.

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3. Button-Down Shirt Dresses

Oversized shirts make excellent cover-ups. Think of it as borrowing your boyfriend’s shirt—but in a way that works on you.
Look for:

• Linen or lightweight cotton
• Neutral colors like white or beige
• Optional tie at the waist for shape

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4. Sarong Wraps

Sarongs are the chameleons of beach fashion. Tie them around your waist, chest, or even as a halter dress.
I swear I can tie mine in five different ways before breakfast.

Why I love them:

• Easy to pack
• Versatile and quick
• Makes every outfit look intentional

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5. Maxi Dress Cover-Ups

Maxi dresses aren’t just for brunch. A flowy maxi over your swimsuit feels elegant without trying too hard.
Go for tropical prints or bright solids to scream “vacation mode: ON.”

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6. Sheer Tunics

Sheer tunics are lightweight, airy, and surprisingly flattering.
They give the vibe of, “Yes, I woke up like this,” while hiding the bits you don’t want to flaunt.

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7. Rompers and Jumpsuits

Rompers work wonders if you want a casual, one-piece solution. Throw it over your swimsuit, add sandals, and you’re basically a beach goddess.
Tip: Pick breathable fabrics to avoid turning into a sweaty mess.

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8. Wrap Dresses

Wrap dresses are magical. You can adjust the fit, and they’re flattering for every body type.
I own a maroon wrap dress that doubles as a poolside cover-up and dinner outfit. Multitasking FTW.

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9. Kimono Cover-Ups

Kimonos are lightweight, artsy, and perfect for a boho beach vibe.
I always pack one in my beach bag because it adds instant flair with zero effort.

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10. Off-Shoulder Tunics

Off-shoulder tunics are flirty without being over the top.
They’re breezy, easy to wear, and scream “I’m on vacation and I know it.”

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11. High-Low Hem Dresses

High-low hems give you movement and style without feeling constricted.
Plus, they show off your legs when you want a hint of glam but not full exposure.

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12. Bikini with Oversized Tee

Sometimes simple is best. A giant tee over your bikini gives casual cool vibes.
FYI: Bonus points if you find one with a quirky print or slogan.

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13. Off-White Linen Pants

If you’re more into pants than dresses, lightweight linen trousers are your BFF.
They keep sand out of uncomfortable places and still feel beach-ready. Pair with a matching crop top for extra points.

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14. Mesh Dresses

Mesh is for those bold days when you want a little edge.
Layer over a bright swimsuit for that Instagram-worthy beach look. Trust me, it photographs like magic.

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15. Denim Shorts + Cover-Up Top

Pair high-waisted denim shorts with a flowy top.
It’s casual, effortless, and perfect if you want to hit a beachside café without changing.

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16. Peasant Tops

Peasant tops are breezy, flirty, and universally flattering.
Wear it off the shoulder or tucked slightly into shorts. The boho-chic vibes are unmatched.

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17. Strapless or Tube Dresses

Strapless cover-ups are perfect for sunbathing while staying modest when walking around.
Pick a stretchy fabric to keep it comfy without constant adjustments.

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18. Crochet Skirts

Crochet skirts are underrated. Pair with a bikini top or a simple tank for an unexpectedly chic ensemble.
I love mine for sunset walks—sand sticks less, style stays strong.

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19. Belted Shirt Cover-Ups

A simple oversized shirt with a belt? Instant hourglass, zero effort.
Tip: Pick a neutral shirt and add a bold belt for contrast. Works every time.

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20. Tropical Print Wrap Skirts

Wrap skirts with tropical prints make you look like you stepped out of a travel magazine.
They’re easy to pair with neutral tops or bold swimwear, depending on your mood.

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21. Hooded Beach Tunics

Yes, hoodies on the beach are a thing. A light hooded tunic is perfect for windy days or early mornings.
Practical, but still cute. IMO, it’s underrated.

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22. Kaftan with Side Slits

Side slits elevate the standard kaftan by adding a bit of sass and movement.
Walk, sit, or dance—it flows beautifully and feels more tailored than it looks.

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23. Crochet Ponchos

Ponchos are cozy yet stylish. They double as a beach blanket if needed, which is secretly a lifesaver.
I’ve used mine on windy evenings—totally chic, totally functional.

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24. Mesh Hoodies

Mesh hoodies feel sporty but beach-appropriate.
Throw one over your bikini, and suddenly you’re ready for anything: volleyball, snack runs, or casual stares from passersby.

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25. Multiway Wrap Dresses

Finally, multiway wrap dresses are the ultimate “I can’t decide” solution.
You can tie them multiple ways, making it look like you have five different outfits in one. Perfect for those lazy beach days when packing light is a priority.

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How to Pick the Right Beach Cover-Up

Not all cover-ups are created equal. Here’s how I decide what to bring:

1. Consider the Climate

• Hot and humid? Go lightweight and breathable.
• Windy or chilly? Layer with a tunic or hooded option.

2. Think About Activities

• Swimming only? Simple kaftan or sarong works.
• Beachside dining? Opt for maxi or wrap dresses that look slightly dressy.

3. Choose Fabrics Wisely

• Linen, cotton, or rayon: breathable and stylish.
• Polyester: lightweight, but sometimes traps heat.

4. Don’t Forget Accessories

• Hats, sunglasses, and statement sandals elevate even the simplest cover-ups.
• Small crossbody bags or beach totes keep essentials handy.

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Final Tips

Here’s the reality: a good beach cover-up should make you feel comfortable, stylish, and like you belong on a tropical postcard. The options are endless, so pick what fits your vibe and personal comfort.

Remember: versatility is key. A cover-up that doubles as a dress for lunch, or a poncho that doubles as a blanket, is worth its weight in gold. And let’s be honest, anything that makes you feel confident while hiding sand in awkward places is already a winner.